SMALL BUSINESS IMPROVEMENT EXPERTS

CREDIT BUILDERS,
A CREDIT ADVOCACY AGENCY

NMLS # 2398869    Licensed.  Bonded.  BBB Accredited.

Credit analysis report

We provide credit analysis report and in depth credit score analysis to improve your credit score.

In-depth credit score analysis

We also provide you in depth credit score analysis to improve your credit score.

30 years of financial credit expertise

We have over 30 years of financial credit expertise and we also offer small business consultancies.

Credit Score Advocates

Do you need a credit score increase to improve your purchasing power?  We offer an all-inclusive plan called the Smart Credit VIP Plan.  What sets us apart from all other credit repair agencies?  Not only do we personally work with you, one-on-one, but we manage your credit file every month. Our vast knowledge and expertise will  help you factually dispute inaccuracies, or verify the data inside your credit reports so that the information is reported accurately.  We also sponsor  SmartCredit® Premium Membership credit monitoring services, featuring your Experian Credit report.   You’ll get an updated, 3 bureau monthly credit report, one million dollars in fraud protection insurance for you and your immediate family.  To see a complete list of plans, options, and benefits included, please click the PRICING button below.

We've all had credit issues at one time or another

Look, we’ve all had credit issues at one time or another, so we know exactly how you feel-you’re not alone.  A low credit score can be  embarrassing and it can keep you from the essential things you need in life like a home, a reliable car, insurance, or a job promotion.  Reduce your stress and financial fatigue by claiming your FREE 15 minute credit consultation.  We can also provide a credit analysis report and in-depth credit score analysis to help you better prepare before making a purchase. We have over 30 years of financial  credit expertise and offer small business consulting.  You are just one call away to a better life! 

Credit Builders-Licensed and Bonded

Our Credit Care Consultants can answer your questions and work directly with you to correct report inaccuracies.

If you have a question, don’t hesitate to call one of our Credit Consultants at 1-877-838-9788 for your FREE CREDIT REPAIR CONSULTATON

Credit Builders ad

Credit Builders… Helping you Build Solid Credit for a Brighter Future!

Our Service

Just one inaccuracy can cost you 20-40 points and thousands of dollars in added interest and fees.

Collection Account Services

Let our experts help you solve and settle mounting collections once and for all.
$ 50 /hour
  • Settlement offer letters written on your behalf
  • Collection Arbitration (POA Authorization Required)

45 Minute In-depth Credit Report and Score Analysis

Know your credit situation before you decide to make a major purchase...get a:
$ 49
95
  • 45 Minute in-depth credit consultation
  • Includes a Vantage 3.0 Credit Score Analysis
  • Review your credit utilization status with emailed report
  • Review your negative account status
  • Get a score boost report
  • Receive a three bureau credit report via email
  • White paper on How to Read a Credit Report!
  • FICO Score Breakdown Education

Small Business Consulting

Small Business Consulting Services
$ 75 /hour
  • Personal and small business financial coaching billed at a flat rate.
  • Small business document preparation and filings
  • (EIN number, D&B number, State and Federal filings, accounting preparation & setup, marketing & branding services...
  • everything you'll need to help get your small business set up.

Program Plans & Pricing

To adhere to Federal CROA/ TSR Rules & Regulations, please review pricing before scheduling a consultation

SMART CREDIT PLAN

First Mo. enrollment fee: $169 / $149/Month.
$ 149 /Month
  • Unlimit disputes (Bureaus & Creditors/Debt- Buyers)
  • 24/7 Dispute Fox Portal Access
  • 24/7 Smart Credit® Monitoring Portal Access-Sponsored
  • CertifiedSmart Credit® Financial Tools & App
  • $1 M Fraud Prevention Insurance
  • Payment Plans: Weekly, Bi-Weekly, or Monthly.
  • Plan term: 6 months

USA ACTIVE DUTY MILITARY PLAN

FIRST MO. enrollment fee: $149/$129 /Month
$ 129 /Month
  • Monthly disputes (Bureaus & Creditors/Debt- Buyers)
  • 24/7 Credit Cloud Portal Access
  • 24/7 Smart Credit® Monitoring Portal Access-unsponsored
  • Certified mail fees invoiced separately
  • Smart Credit® Financial Tools & App
  • $1 M Fraud Prevention Insurance
  • Payment Plans: Weekly, Bi-Weekly, or Monthly.
  • Plan term: 6 months

Friends & Family Plan

First Mo. enrollment fee: $125/ $99 PP /Month.
$ 99 / Month
  • Three monthly disputes (Bureaus & Creditors/Debt- Buyers)
  • 24/7 Credit Cloud Portal Access
  • 24/7 Smart Credit® Monitoring Portal Access-unsponsored
  • Smart Credit® Financial Tools & App
  • $1 M Fraud Prevention Insurance
  • Payment Plans: Weekly, Bi-Weekly, or Monthly.
  • Plan term: 6 months
PROMO

Blogs & News Update

Credit Education

Does credit restoration really work?

I’m sure you or someone you know has asked this question.  Or perhaps you’ve heard someone exclaim “Credit repair is a scam”!  I’ve often heard