Pricing

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Credit Builders Monthly Service Plan 

Our most comprehensive plan.  Perfect for those who are busy or those who don't want to worry about the time-sensitive nature of writing and responding to the credit bureaus. Requires a first work fee of $99.

• Credit Audit & Full Credit Analysis Report & Smart Action Plan
• Unlimited Disputes
• 24/7 Credit Cloud portal access
• Smart Credit Monitoring with Score Tracker, ScoreBuilder™ and ScoreMaster®

Plus these features:

•  Money Manager
•  Smart Credit Report® (TransUnion), ID & Insurance & Auto Alerts
• 3 Bureau Reports & Scores Included Monthly 
• Personalized Access to a Credit Care Representative (M-F, 8-5 pm)
• May cancel at any time

PAY-PER-DELETION

Perfect for those who only need a few items removed or returning clients.  Clients only pay for items we delete.  An item is a derogatory tradeline listed on any of the three major credit reports. Requires a one-time first work fee of $149.00.

• Full Credit Audit
• Monthly Credit Repair-but No Monthly Fee-No Disputing Limit
• Pay only after negative accounts are deleted.
• Factual Disputing-advanced strategies & tactics
• 24/7 Credit Cloud portal access
• Smart Credit Premium Membership (Credit Monitoring)
• 3 Bureau Reports & Scores

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We Make your money and credit simple.

Get three powerful tools, plus other important money and credit features to simplify your financial world, all in one place. Smart Credit is included with any plan you choose.

• ScoreTracker -See your different types of credit scores and how they're progressing in an easy to understand way.
• ScoreBuilder™-Get a unique 120-day plan to help build a better credit score.
• ScoreMaster®-An interactive dial allows you to plan your future credit score based on spending or payments. 

Other features:

•  Money Manager
• Smart Credit Report®
• ID Insurance & Alerts
• 3 Bureau Reports & Scores Included

When you join Credit Builders, you'll have access to your secure client portal where you can:

• Upload credit bureau documents
• View your Credit Cloud Dashboard
• Review letters written on your behalf
• Send/Receive secure messages
• Access to financial planning tools and credit education

Log in to your secure client portal here:  https://www.secureclientaccess.com/   

 Credit Builders offers a 60-day, condition-free guarantee.  If for any reason you are not happy with our service within the first 60 days, we will refund your money.  Merchant processing terms & conditions apply. 

Not ready to sign up for credit repair just yet, but you need to pull your credit reports?   Credit Builders offers a three bureau, $1 - 7-day trial to try IdentityIQ Premium Plan: https://www.identityiq.com/help-you-to-save-money.aspx?offercode=431134Q